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The Community Empowerment Fund offers small loans, savings opportunities, financial services, and assertive support to individuals who are either homeless or at-risk of experiencing homelessness.

Opportunities for employment, self-employment, and greater housing that CEF advances motivate participants to build personal assets, gain higher income, engage in a healthy community, and sustain transitions out of homelessness.

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CEF is a student-run non-profit organization
based at the UNC Campus Y in Chapel Hill, North Carolina.


CEF works locally to:

  • empower individuals through access to capital and financial resources
  • create new opportunities for individuals to lift themselves out of poverty
  • connect borrowers to supportive services
  • foster a healthy and inclusive community of borrowers
  • strengthen our community’s local economy
  • invest in people and their potential

Give to CEF

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